Guides

Guides for lenders. Plain answers, with sources.

Each guide answers one question a lender’s COO, CRO or CFO asks about AI. Each one cites its sources and shows when it was last checked.

OSFI E-23 and AI rules

E-23 for smaller lenders: a plain guide What OSFI expects of smaller federally regulated lenders from May 1, 2027.
E-23 model inventory template A free spreadsheet built from OSFI’s own list of fields.
Validation vs verification under E-23 What E-23 means by validation and review, and who does which check.
How to choose E-23 help Five kinds of help, what each does, and the rule to plan around.
OSFI’s AI safety code: what we know so far What has been reported, and what a smaller lender can do now.

How to evaluate an AI vendor Test on your own cases, ask the right questions, and check the contract.
Our AI pilot isn’t working: fix, stop or scale? What to measure, and how to make the call.
10 AI tasks for mortgage operations Tasks a team can start this month, and the data rules to set first.
Readiness audit or Decision Sprint? Which one fits the question on your desk.

Have a question these don’t answer? Book a 30-minute fit call.